
Helpful tips to save money during the busiest time of the year.
Yup, it’s that time of the year. Once the calendar hits December everyone switches on Christmas mode, also known as – buying presents mode.

Having a debt has two aspects – the financial and the psychological.
Nowadays, most of what we own belongs to the bank.

If you are interested to invest in real estate then first you need to consider how exactly you want to do it!
If wealth is on your “to-do” list then real estate investments might be the answer for you.

The App will be available оn the App Store and Google Play on December 2nd, 2019, but you can register now.
Introduced today for the first time. It will change the way we access different financial services such as lending, investing, insurance, and others.

Our perception of money is often rooted in our childhood – in everything our parents taught us when we were little.
Whether they encouraged us to work every summer in order to learn the value of money or willingly bought us everything we have ever wanted.

It is estimated that in 2019, the world will consume over 4,000 tons of gold…
Gold rushes, jewelry, wealth, investments – ever since it exists, humanity has been obsessed with gold.

Forex – the future of trading?
The Forex market (Foreign Exchange Market) is by far the largest market in the world. It holds trillions of dollars, it is open 24 hours a day - five times a week, and unlike any other market, it allows you to trade with assets even if you haven’t purchased them.

“The greatest danger to our future is apathy” - Jane Goodall
Environmentalist and climate change activist Greta Thunberg shook the world at the last United Nations convention.

Do you know how the Michelin tire company became a world-class food critic?
In the 1900s only a few thousand people in France actually owned а car. Therefore, in order to sell tires Michelin’s salesmen had to travel across the country. Meanwhile, they would begin rating (from 1 to 3 stars) restaurants and hotels they have been at while traveling.

Will Brexit ever happen?
During the global financial crisis of 2008, only a few people recognized that the US housing market was, in fact, a bubble that was about to burst. What did they do?

Don’t fall for the illusion that everything that could be invented, already has been.
Many fields remain open for development or need to be perfected in order to achieve a better user experience. However, what are the first steps to follow when building a successful startup?

Without a doubt, the world has changed. Online banking, media, important documents – almost all of our personal information is stored on our phones.
As comfortable as that is, it definitely raises some questions – how safe are our data and personal information?

Money, fame, power… common perceptions of success. However, some people are driven by changing the game!
Let’s take a look at 5 absolute game-changers. See if you can spot yourself.

Living as a freelancer requires a lot of discipline and planning. It is not about free time, it is about freeing up time.
The most common mistake that individuals make is to think that freelancers have it better and that they have more free time or more freedom on their hands.

Money flies out the window quicker than we can lock it in. One of the reasons?
Our constant needs to shop, eat and maintain a certain standard of life. This standard keeps increasing each year, so does our money consumption level.

Oh no! You got laid-off. Despite how devoted you are to your job, sometimes you can end up on the receiving end of – "your services are no longer required!".
This hard-hitting sentence from HR evokes momentary hatred. People, who have been devoted to their professional routine, feel the ground disappear from beneath their feet. However, you need to act wise and focus on the future.

Let’s face it – having debt is a mess. Getting out of it? An even messier and often losing battle.
Many people struggle to pay off student loans, credit card bills, house and car mortgage, personal loans, medical debts, utility bills and many more.

“The world is a book and those who do not travel read only one page.” A beautiful quote, but let’s keep in mind, a fairly expensive book.
Nowadays, the Internet and social media can easily take us wherever we want, a feature that costs us little to nothing. Yet, the thirst for adventures remains the same.

Forex, also known as foreign exchange is the buying and selling of currency in the foreign exchange market with the purpose of making a profit.
The forex market is the largest financial market with daily transactions amounting to more than $5 trillion – it has more transactions than the ones on the futures and equity markets combined together.

Dividends are payments which companies distribute to their shareholders.
Investors in stocks earn from two things: dividends and increased stock prices. When a company returns part of its profits to the shareholders, it does it through dividends, which are usually paid quarterly. Paying dividends, however, is not obligatory.

The stock market is where the buyers and the sellers come in one place to trade company’s shares.
Nowadays, investing in shares is one of the most effective ways to accumulate capital, build wealth and earn passive income. Before you start, however, you should know exactly how the stock market works.

Facebook finally reveals its project for a digital currency based on own technology – Libra, and ends all speculations.
The project is still in its early stages, but the company revealed the main idea behind the cryptocurrency and announced some serious partners. More details are coming in the following months, but here is what we know so far:

What does it mean to work as a vlogger, why does everyone want to be a vlogger and can you really earn money this way?
With the advent of the internet in our daily lives and with platforms like YouTube becoming more popular, new professions like vlogging emerge. Here is everything you need to know about this subject:

You own a blog, you have built up an audience and your performance is high. Then it is time to start earning money.
Bloggers use different tools in order to monetize their blogs. Starting with affiliate marketing, pay per click, collaborations, by offering their own digital products or through email marketing.

You work from 9 to 5, but you still think that you should earn more.
If you are a hard-worker you could ask for a raise or a one-time bonus at the right time. But this is not the only way to earn something extra. You can start your own side gig, work as a freelancer or start your own blog:

The convenience of the credit card make it part of the everyday life of many of us. Nevertheless, despite the grace period we can often find ourselves into some serious debt.
It is recommended that you pay off the full amount borrowed within the deadline set by the bank. This, however, is not always possible. So a not so small interest rate starts applying on the remaining amount. Here is what you can do if you are ever in such situation:

There are many franchise offers available on the market. Few of them, however, are in the financial sector, maybe with the exception of those related to insurance. The partnership with Lenno gives you much more.
At Lenno, we want to be close to our clients in Bulgaria and all other countries in which we operate.

There are different opinions on the matter whether it is better to rent or to buy your own place.
Some people think that paying for rent is like throwing away your money, when you can invest them in your own property. Others, however, argue that there are far better investments than owning a home, which won’t require giving up your flexibility.

When one is in his prime earning years, he must think about his savings and ensure himself for future periods when he won’t be capable of doing so.
There are few things concerning one’s financial wellbeing, for which he must plan in the years when he is young and cable of actively working.

Online sales, smart devices and mobile payments not only change the way customers find and pay for products and services, but they also change the way payment institutions accept, process and facilitate payments.
Because mobile technologies are developing so rapidly, it is hard to follow the latest trends.
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