Without a doubt, the world has changed. Online banking, media, important documents – almost all of our personal information is stored on our phones.

As comfortable as that is, it definitely raises some questions – how safe are our data and personal information?

Money flies out the window quicker than we can lock it in. One of the reasons?

Our constant needs to shop, eat and maintain a certain standard of life. This standard keeps increasing each year, so does our money consumption level.

It is perfectly normal to spend more than what you have planned in some situations. It happens to everyone. What is not normal, however, is paying for fees and commissions, which could easily be avoided.

Very often in order to avoid additional fees and commissions, you just have to plan where your money goes in advance.

It often happens that we make impulse purchases or that we buy things which we do not need. Nowadays retailers do everything in their power to make us spend more than we’ve planned. And our brains are usually justifying such purchases.

Did you ever buy new shoes without actually needing them but somehow have managed to justify the purchase saying “I don’t have such pair”.