Our perception of money is often rooted in our childhood – in everything our parents taught us when we were little.

Whether they encouraged us to work every summer in order to learn the value of money or willingly bought us everything we have ever wanted.

Do you know how the Michelin tire company became a world-class food critic?

In the 1900s only a few thousand people in France actually owned а car. Therefore, in order to sell tires Michelin’s salesmen had to travel across the country. Meanwhile, they would begin rating (from 1 to 3 stars) restaurants and hotels they have been at while traveling.

Living as a freelancer requires a lot of discipline and planning. It is not about free time, it is about freeing up time.

The most common mistake that individuals make is to think that freelancers have it better and that they have more free time or more freedom on their hands.

In order to build a secure financial future, you must consider where your finances are going, starting today.

Although, the budget is an essential instrument to monitor your spending habits and improve your financial well-being, most people often forget about it. Here is where to start if you wish to create an effective personal budget:

Five steps to follow when allocating your monthly budget

The effective management of your personal finances is the key to your financial independence. No matter if this is a new for you or if you have already created a budget, which you have difficulties following, these five steps will help you create easy to follow plan.